The property owner may send the determination document to their lender and request that the federal flood insurance requirement for the structure be removed. If FEMA grants the map amendment or revision request, the property owner may no longer be required to pay flood insurance. FEMA Mapping and Insurance eXchange at 1-877-FEMA-MAP (1-87) or visit the FEMA Flood Map Service Center website at Available products may include previously issued Letters of Map Change, a Flood Insurance Study Report, and/or digital versions of this map. Letter of Map Revision Based on Fill (LOMR-F): A letter from FEMA stating that an existing structure or parcel of land has been elevated by earthen fill and would not be inundated by the base flood.See Definitions of FEMA Flood Zone Designations. Letter of Map Amendment (LOMA): A letter from FEMA stating that an existing structure or parcel of land - that is on naturally high ground and has not been elevated by fill - would not be inundated by the base flood. D: Area of Undetermined Flood Hazard X: 0.2 Annual Chance Flood Hazard or Area with Reduced Risk Due to Levee (based on the value in the ZONESUBTY field) AREA NOT INCLUDED: Areas excluded from flood mapping within a city or town where NFHL flood data has been published.There are two types determination documents you can seek in your LOMC request. A "Special Flood Hazard Area" has a one percent or greater chance of flooding in any given year, sometimes referred to as the one-percent-annual-chance flood or base flood.Īfter FEMA reviews the map change request, it will issue a determination document, either approving or denying the map change.
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